Best IRA Gold Companies
Best Gold IRA Companies You will find this page to be an essential resource for investing in precious metals. We have conducted extensive market research to help you identify IRA Top Gold and Precious Metals companies to invest in. Along with our expert recommendations, we provide helpful tips and advice to help you get the most out of your investment.
Rolling a Gold or Silver IRA
Whether you’re worried about the economy, the devaluation of the dollar, or China and India buying gold, you’re not alone. Many clients who call on precious metals companies are correctly concerned about their assets and want to diversify for more profit or greater security in an uncertain economic climate.
Deciding to roll over your IRA or 401k to a Gold or Silver IRA is not a difficult decision for most people. So what is it that ultimately stops people? It’s simple, not all companies are created equal, and finding the right companies to work for can be confusing and time-consuming.
Our best tips
Top 3 Questions To Ask Gold IRA Companies
What are the IRA setup fees and storage fees?
Although not all IRA companies charge additional storage fees, some will charge for the first year along with other administrative fees. Most Gold IRA companies in the industry have an administration fee scale that can cost clients more as the value of the account increases.
Be careful, ask about the exact storage fees, they may tell you it’s a flat fee, but as your account grows or you add additional funds it could exceed the flat fee storage limit which could cost you thousands of dollars in the duration of its storage. If you want to avoid this, we recommend a storage flat rate company that we recommend below. In addition to their flat fee, they also pay the administrative fee for your first year with them gold ira companies reviews .
What Kinds of Precious Metals Should I Buy? – (Bullion vs. Coin)
Make sure you buy the right type of precious metals (gold, silver, platinum) that are acceptable for IRA accounts and choose the custodian who can offer the best secure storage facilities to protect your assets. Obviously this is a tough choice and there are pros and cons to Gold Bullion vs. Gold Coins (rare / collectibles).
Beware of Gold IRA companies that push for one type of metal. It varies from company to company, but if your account rep is pushing you, or trying to prime and switch to sell you particular currencies, they are probably making higher profit margins, so they are not looking for your best interest. Remember, be careful! There are many negative reviews from people who felt that they were being scammed in this way. We can’t stress it enough, do your homework, read expert and non-expert reviews, on this site, on the BBB report, complaint panel, trustlink, and other credible review and rating sites.
Do you have a buyback program?
Does the company offer a gold or silver coin buyback program? What happens when you want to unload your precious metals? Will you get a fair value in return? Make sure you are comfortable dealing with a Gold IRA company when you buy and when you are ready to liquidate your assets. Trust your instincts and go with the company that has your best interest and is not just looking to make a profit from your sale.
Drawbacks and decisions
Choosing the wrong company can cost you additional fees in the long run and can create a headache through your time-consuming process. Most companies in the precious metals business take more than 30 days to deliver and up to 90 days in some cases. When moving to a Gold IRA account, always consult a professional to help you reinvest the funds and help you with any future tax issues (this is not a question, and since the advice here is already written elsewhere from the article I have removed it)
So which company do our experts recommend?
Great Customer Service –
Regal Assets will walk you through and answer all your questions. They will go over the different options you have and not once will they push you with sales or try to maneuver you in a direction that doesn’t benefit you. Your top priority is the customer. They will also take the time to educate you on investing in precious metals, as this is YOUR retirement money. When you call, you will be directed to an accounting representative who will contact you by phone and email, answer all of your questions, and provide helpful advice.
The best storage and tariff structure:
They use Brinks, and all the storage is segregated. Regal also has a flat rate of $ 150.00 per year versus competitors who charge $ 225 / year. Most companies don’t even offer a segregated storage option! Some companies offer combined storage for precious metal retirement accounts, and some cost more than segregated storage with Regal Assets.
Flat administration fees (while competitors charge a sliding fee):
Regal Assets administration fees for the year on all retirement accounts are $ 100.00.
They will pay all the first year installments for the client’s retirement accounts:
Which include installation fees, administration fees, warehousing fees, and metal delivery. This is a savings of over $ 500.00 that most of Regal’s competitors make the customer pay.
Expedited shipping processes (one of the fastest in the industry):
Guaranteed delivery of precious metals to the customer within 7 business days. If they miss the deadline for shipping metals, they will give you 1 oz for free. Silver American Eagle for free.
Faster processing time:
One of the only precious metal firms that does everything electronically. Which means that the client does not have to sign documents by hand when it comes to transferring the requested funds to a custodian. This is generally completed within 48 business hours.
Do you still have questions? Let Regal Assets bring you clarity and earn your trust.
Regal Assets are rated A + with BBB, this means they have proven to be trustworthy and have responsible business practices. Exactly what you want in a company with which you are investing money. With Regal Assets you are guaranteed fast and efficient access to any gold you decide to order with a 7 day delivery guarantee as well.
Regal Assets is ranked 20th in the United States for financial services, as Inc. Magazine features the 32nd annual list of 500.
Top 3 Complaints Through Rating Websites
People feel like they are being “taken over” by fast talking sales reps and are looking for one thing: their commission from their transaction!
Aggressive sales tactics. Call and pester customers to make decisions as soon as possible. While we all understand that account reps are struggling to earn their commission, they should never rush before it’s ready. Most clients averaging $ 30k – $ 250k are investing ALL of their life savings and want answers and peace of mind before moving forward. That is why we recommend Regal Assets company to take your hand during the investment process. His reputation is outstanding, all written from real customer experiences.
Account representatives who recommend precious metals that have a higher profit margin for the company but do not benefit their customers. These complaints come from clients who feel that they are not being given the best advice for them. That is why it is crucial for you to go with an honest company. Ask